Best 3 year Fixed Deposit Rates for June 2026 | R100,000 investment

These are the best 3 year fixed deposit rates for individuals older than 55 looking to invest R100,000.

#	Bank	Min Age	Min Deposit	Nominal	Total interest *
1	SA Retail Bonds SA Retail Bonds Fixed Rates	18	R1	8.25%	R127.4k
2	SA Retail Bonds SA Retail Bonds Fixed Rates	55	R1	8.25%	R127.4k
3	Absa Absa Dynamic Senior Fixed Deposit	55	R100k	7.75%	R126.1k
4	Standard Bank Standard Bank Fixed Deposit	18	R100k	7.64%	R125.7k
5	Standard Bank Standard Bank Fixed Deposit	55	R100k	7.64%	R125.7k
6	Absa Absa Dynamic Fixed Deposit	18	R100k	7.6%	R125.5k
7	Access Bank Plc Access Bank Fixed Deposit	18	R25k	7.6%	R125.5k
8	Access Bank Plc Access Bank Fixed Deposit	55	R25k	7.6%	R125.5k
9	Nedbank Nedbank Platinum Fixed Deposit	18	R100k	7.45%	R125.0k
10	Capitec Capitec Fixed-Term Savings	18	R50k	7.4%	R124.8k
11	FNB FNB Senior Preferential Fixed Deposit	55	R10k	7.4%	R124.8k
12	Nedbank Nedbank Electronic OptimumPlus	55	R25k	7.35%	R124.6k
13	Discovery Discovery Fixed Deposit Account	18	R10k	7.3%	R124.4k
14	Discovery Discovery Fixed Deposit Account	55	R10k	7.3%	R124.4k
15	Nedbank Nedbank Electronic Fixed Deposit	18	R25k	7.3%	R124.4k
16	African Bank African Bank Fixed Deposit	18	R50k	7.26%	R124.3k
17	African Bank African Bank Fixed Deposit	55	R50k	7.26%	R124.3k
18	FNB FNB Senior Fixed Deposit	55	R10k	7%	R123.3k
19	FNB FNB Fixed Deposit	18	R10k	6.9%	R122.9k
20	Absa Absa Senior Digital Bonus Fixed Deposit	55	R100k	6.7%	R122.2k
21	Absa Absa Standard Digital Bonus Fixed Deposit	18	R100k	6.55%	R121.6k
22	SA Retail Bonds SA Retail Bonds Inflation Linked	18	R1	4.25%	R113.4k
23	SA Retail Bonds SA Retail Bonds Inflation Linked	55	R1	4.25%	R113.4k

(*) Total interest: estimated total interest earned for a R100,000 investment. Interest paid out at maturity