Here are the best notice account interest rates in South Africa | June 2026

this page summarises the best 7-day, 32-day, 60-day and 90-day notice deposit interest rates in South Africa
a notice account does not give you immediate access to your money. You will have to give 7, 32, 60 or 90 day notice to the bank before you can access it.
however, banks will reward you with better interest rate on their notice deposit accounts compared to their savings accounts.
all interest rates for these notice deposit accounts were last updated 2nd June 2026. All are nominal interest rates
PS check out the notice account calculator if you are looking for a specific amount to invest

What are the best 7-day notice account interest rates currently offered in South Africa?

last updated 2nd June 2026 by Walter

#	Bank	Min Age	Min Deposit	Nominal
1	African Bank 7 Days Notice	18	R1m	7.02%
2	African Bank 7 Days Notice	18	R250k	6.98%
3	African Bank 7 Days Notice	18	R100k	6.93%
4	Absa Absa Notice Select 7 Day	18	R10m	6.85%
5	Absa Absa Notice Select 7 Day	18	R1m	6.83%
6	African Bank 7 Days Notice	18	R25k	6.79%
7	Absa Absa Notice Select 7 Day	18	R250k	6.75%
8	Investec Investec 7-Day Notice Deposit	18	R1k	6.75%
9	Absa Absa Notice Select 7 Day	18	R50k	6.65%
10	Bank Zero Bank Zero Notice	18	R1m	6.6%

The best 7-day notice account interest rate in South Africa is 7.02% offered by African Bank. You will need a minimum account balance of R1m to get this interest rate. African Bank has the second best 7-day notice deposit interest rate in South Africa at 6.98%.

PS All these rates were last sourced 2nd June 2026. All rates are nominal interest rates.

Not everyone has a R1m bank account balance to get the highest interest rate. See what the best 7-day interest rate is for the below balances:

What are the best 32-day notice account interest rates currently offered in South Africa?

last updated 2nd June 2026 by Walter

#	Bank	Min Age	Min Deposit	Nominal
1	Nedbank 32Day Notice	18	R500k	7.55%
2	Nedbank 32Day Notice	18	R250k	7.5%
3	Access Bank Plc 32 Day Notice	18	R5m	7.3%
4	Bidvest 32 Day Notice	18	R1m	7.3%
5	Bidvest 32 Day Notice	18	R5k	7.25%
6	Investec Smart Rate Plus Notice Deposit	18	R100k	7.25%
7	Absa Absa Notice Select 32 Day	18	R10m	7.2%
8	Access Bank Plc 32 Day Notice	18	R1m	7.2%
9	Discovery 32 day notice Savings Account	18	R1	7.2%
10	Fnb 32 Day Notice	18	R1m	7.2%

The best 32-day notice account interest rate in South Africa is 7.55% offered by Nedbank. You will need a minimum account balance of R500k to get this interest rate. Nedbank has the second best 32-day notice deposit interest rate in South Africa at 7.5%.

PS All these rates were last sourced 2nd June 2026. All rates are nominal interest rates.

Not everyone has a R500k bank account balance to get the highest interest rate. See what the best 32-day interest rate is for the below balances:

What are the best 60-day notice account interest rates currently offered in South Africa?

last updated 2nd June 2026 by Walter

#	Bank	Min Age	Min Deposit	Nominal
1	Access Bank Plc 60 Day Notice	18	R5m	7.4%
2	Access Bank Plc 60 Day Notice	18	R1m	7.3%
3	Investec Smart Rate Plus Notice Deposit	18	R100k	7.3%
4	Discovery 60 day notice Savings Account	18	R1	7.25%
5	Standard Bank Notice Deposit	18	R1m	7.22%
6	Access Bank Plc 60 Day Notice	18	R25k	7.15%
7	Standard Bank Notice Deposit	18	R100k	6.78%
8	Standard Bank Notice Deposit	18	R20k	6.67%
9	Access Bank Plc 60 Day Notice	18	R0	6.15%
10	Standard Bank Notice Deposit	18	R5k	5.95%

The best 60-day notice account interest rate in South Africa is 7.4% offered by Access Bank Plc. You will need a minimum account balance of R5m to get this interest rate. Access Bank Plc has the second best 60-day notice deposit interest rate in South Africa at 7.3%.

PS All these rates were last sourced 2nd June 2026. All rates are nominal interest rates.

Not everyone has a R5m bank account balance to get the highest interest rate. See what the best 60-day interest rate is for the below balances:

What are the best 90-day notice account interest rates currently offered in South Africa?

last updated 2nd June 2026 by Walter

#	Bank	Min Age	Min Deposit	Nominal
1	Access Bank Plc 90 Day Notice	18	R5m	7.5%
2	Access Bank Plc 90 Day Notice	18	R1m	7.4%
3	Investec Smart Rate Plus Notice Deposit	18	R100k	7.4%
4	Discovery 90 day notice Savings Account	18	R1	7.3%
5	African Bank 90 Days Notice	18	R250k	7.26%
6	African Bank 90 Days Notice	18	R1m	7.26%
7	Access Bank Plc 90 Day Notice	18	R25k	7.25%
8	African Bank 90 Days Notice	18	R100k	7.07%
9	Investec Top5 Optimiser	18	R100k	6.97%
10	African Bank 90 Days Notice	18	R25k	6.88%

The best 90-day notice account interest rate in South Africa is 7.5% offered by Access Bank Plc. You will need a minimum account balance of R5m to get this interest rate. Access Bank Plc has the second best 90-day notice deposit interest rate in South Africa at 7.4%.

PS All these rates were last sourced 2nd June 2026. All rates are nominal interest rates.

Not everyone has a R5m bank account balance to get the highest interest rate. See what the best 90-day interest rate is for the below balances: