SA Retail Bonds Fixed Deposit Review for February 2026

Last updated 15th February 2026 by Walter

Introduction

This page summarises all the fixed deposits offered by SA Retail Bonds. All the rates shown are sourced from the SA Retail Bonds website - secure.rsaretailbonds.gov.za. All rates shown on this page have been converted to nominal and effective annual rates! This allows you to compare rates across all banks. Yippee!

The SA Retail Bonds fixed deposit interest calculator, allows you to calculate how much interest you will earn for your age, investment amount and term.

SA Retail Bonds fixed deposits highlights

last updated 15th February 2026 by Walter

R1,000
min deposit
9.25%
best rate

Here are SA Retail Bonds's best fixed deposit rates

The best interest rate you can get at SA Retail Bonds is 9.25% for the 60-month fixed deposit. You will need a minimum deposit of R1,000 .

Here are SA Retail Bonds's five best fixed deposit interest rates:

# Min deposit Term Nominal
1 R1,000 60 months 9.25%
2 R1,000 36 months 8.50%
3 R1,000 24 months 8.25%
P
only individuals older than 55 qualify
A quick look at SA Retail Bonds's fixed deposit vs industry average rates