Standard Bank Fixed Deposit Review for February 2026
Introduction
This page summarises all the fixed deposits offered by Standard Bank. All the rates shown are sourced from the Standard Bank website - standardbank.co.za. All rates shown on this page have been converted to nominal and effective annual rates! This allows you to compare rates across all banks. Yippee!
The Standard Bank fixed deposit interest calculator, allows you to calculate how much interest you will earn for your age, investment amount and term.
Standard Bank fixed deposits highlights
last updated 15th February 2026 by Walter
Here are Standard Bank's best fixed deposit rates
The best interest rate you can get at Standard Bank is 8.12% for the 60-month fixed deposit. You will need a minimum deposit of R10,000 and be over the age of 55.
Here are Standard Bank's five best fixed deposit interest rates:
| # | Min deposit | Term | Nominal | Effective |
|---|---|---|---|---|
| 1 | R10,000 P | 60 months | 8.12% | 8.43% |
| 2 | R1 P | 60 months | 8.02% | 8.32% |
| 3 | R100,000 P | 48 months | 7.83% | 8.12% |
| 4 | R10,000 P | 48 months | 7.77% | 8.05% |
| 5 | R100,000 | 48 months | 7.73% | 8.01% |