Access Bank Plc Fixed Deposit Review for February 2026
Last updated 15th February 2026 by Walter
Introduction
This page summarises all the fixed deposits offered by Access Bank Plc. All the rates shown are sourced from the Access Bank Plc website - southafrica.accessbankplc.com. All rates shown on this page have been converted to nominal and effective annual rates! This allows you to compare rates across all banks. Yippee!
The Access Bank Plc fixed deposit interest calculator, allows you to calculate how much interest you will earn for your age, investment amount and term.
Access Bank Plc fixed deposits highlights
last updated 15th February 2026 by Walter
R0
min deposit
9.20%
best rate
10 / 10 *
rates rating
Here are Access Bank Plc's best fixed deposit rates
The best interest rate you can get at Access Bank Plc is 9.2% for the 60-month fixed deposit. You will need a minimum deposit of R0 .
Here are Access Bank Plc's five best fixed deposit interest rates:
| # | Min deposit | Term | Nominal | Effective |
|---|---|---|---|---|
| 1 | R0 | 60 months | 9.20% | 9.60% |
| 2 | R0 | 48 months | 8.75% | 9.11% |
| 3 | R0 | 36 months | 8.65% | 9.00% |
| 4 | R0 | 24 months | 8.55% | 8.89% |
| 5 | R0 | 12 months | 8.35% | 8.68% |
P
only individuals older than 55 qualify
A quick look at Access Bank Plc's fixed deposit vs industry average rates