Standard Bank Notice Deposit Review for June 2026
Introduction
The Standard Bank Notice Deposit is a notice account offered by Standard Bank. Unlike savings accounts, notice accounts require you to give the bank 7-day to 60-day notice before accessing your money, but in return you typically earn a better interest rate.
This page summarises interest rates offered by Standard Bank Notice Deposit and compares them to South Africa's notice account industry average. So you can get a good idea how the interest rates offered by Standard Bank Notice Deposit compare to other banks.
Standard Bank Notice Deposit highlights
last updated 2nd June 2026 by Walter
Standard Bank Notice Deposit (7-day notice)
This table shows Standard Bank Notice Deposit (7-day notice)'s interest rates for a R10,000, R20,000, R100,000 and R1,000,000 investment in Standard Bank Notice Deposit (7-day notice) versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 2.84% #0 out of 0 | 6.51% | - R 367 |
| R10,000 | 2.95% #0 out of 0 | 6.51% | - R 356 |
| R20,000 | 4.07% #0 out of 0 | 6.51% | - R 487 |
| R100,000 | 5.23% #0 out of 0 | 6.51% | - R 1,276 |
| R1,000,000 | 5.52% #0 out of 0 | 6.51% | - R 9,857 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Standard Bank Notice Deposit (7-day notice).
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 2.84% | 6.51% | - -367 |
| R10,000 for 18+ | 2.95% | 6.51% | - -356 |
| R20,000 for 18+ | 4.07% | 6.51% | - -487 |
| R100,000 for 18+ | 5.23% | 6.51% | - -1,276 |
| R1,000,000 for 18+ | 5.52% | 6.51% | - -9,857 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Standard Bank Notice Deposit (7-day notice).
You get a 5.52% interest rate at Standard Bank Notice Deposit (7-day notice) for a R1,000,000 investment. The industry average for a savings account with a balance of R1,000,000 is 6.51%. Over one year you will earn R9,857 less in interest at Standard Bank Notice Deposit (7-day notice) compared to the average savings account.
Standard Bank Notice Deposit (14-day notice)
This table shows Standard Bank Notice Deposit (14-day notice)'s interest rates for a R10,000, R20,000, R100,000 and R1,000,000 investment in Standard Bank Notice Deposit (14-day notice) versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 3.04% #0 out of 0 | 5.72% | - R 268 |
| R10,000 | 3.15% #0 out of 0 | 5.72% | - R 257 |
| R20,000 | 4.27% #0 out of 0 | 5.72% | - R 290 |
| R100,000 | 5.43% #0 out of 0 | 5.72% | - R 290 |
| R1,000,000 | 5.72% #0 out of 0 | 5.72% | - R 0 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Standard Bank Notice Deposit (14-day notice).
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 3.04% | 5.72% | - -268 |
| R10,000 for 18+ | 3.15% | 5.72% | - -257 |
| R20,000 for 18+ | 4.27% | 5.72% | - -290 |
| R100,000 for 18+ | 5.43% | 5.72% | - -290 |
| R1,000,000 for 18+ | 5.72% | 5.72% | - 0 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Standard Bank Notice Deposit (14-day notice).
You get a 5.72% interest rate at Standard Bank Notice Deposit (14-day notice) for a R1,000,000 investment. The industry average for a savings account with a balance of R1,000,000 is 5.72%. Over one year you will earn R0 less in interest at Standard Bank Notice Deposit (14-day notice) compared to the average savings account.
Standard Bank Notice Deposit (21-day notice)
This table shows Standard Bank Notice Deposit (21-day notice)'s interest rates for a R10,000, R20,000, R100,000 and R1,000,000 investment in Standard Bank Notice Deposit (21-day notice) versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 3.34% #0 out of 0 | 5.92% | - R 258 |
| R10,000 | 3.35% #0 out of 0 | 5.92% | - R 257 |
| R20,000 | 4.47% #0 out of 0 | 5.92% | - R 290 |
| R100,000 | 5.63% #0 out of 0 | 5.92% | - R 290 |
| R1,000,000 | 5.92% #0 out of 0 | 5.92% | - R 0 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Standard Bank Notice Deposit (21-day notice).
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 3.34% | 5.92% | - -258 |
| R10,000 for 18+ | 3.35% | 5.92% | - -257 |
| R20,000 for 18+ | 4.47% | 5.92% | - -290 |
| R100,000 for 18+ | 5.63% | 5.92% | - -290 |
| R1,000,000 for 18+ | 5.92% | 5.92% | - 0 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Standard Bank Notice Deposit (21-day notice).
You get a 5.92% interest rate at Standard Bank Notice Deposit (21-day notice) for a R1,000,000 investment. The industry average for a savings account with a balance of R1,000,000 is 5.92%. Over one year you will earn R0 less in interest at Standard Bank Notice Deposit (21-day notice) compared to the average savings account.
Standard Bank Notice Deposit (32-day notice)
This table shows Standard Bank Notice Deposit (32-day notice)'s interest rates for a R10,000, R20,000, R100,000 and R1,000,000 investment in Standard Bank Notice Deposit (32-day notice) versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 4.04% #0 out of 0 | 7.21% | - R 317 |
| R10,000 | 4.55% #0 out of 0 | 7.21% | - R 266 |
| R20,000 | 5.07% #0 out of 0 | 7.21% | - R 428 |
| R100,000 | 6.28% #0 out of 0 | 7.21% | - R 928 |
| R1,000,000 | 6.97% #0 out of 0 | 7.21% | - R 2,382 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Standard Bank Notice Deposit (32-day notice).
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 4.04% | 7.21% | - -317 |
| R10,000 for 18+ | 4.55% | 7.21% | - -266 |
| R20,000 for 18+ | 5.07% | 7.21% | - -428 |
| R100,000 for 18+ | 6.28% | 7.21% | - -928 |
| R1,000,000 for 18+ | 6.97% | 7.21% | - -2,382 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Standard Bank Notice Deposit (32-day notice).
You get a 6.97% interest rate at Standard Bank Notice Deposit (32-day notice) for a R1,000,000 investment. The industry average for a savings account with a balance of R1,000,000 is 7.21%. Over one year you will earn R2,382 less in interest at Standard Bank Notice Deposit (32-day notice) compared to the average savings account.
Standard Bank Notice Deposit (45-day notice)
This table shows Standard Bank Notice Deposit (45-day notice)'s interest rates for a R10,000, R20,000, R100,000 and R1,000,000 investment in Standard Bank Notice Deposit (45-day notice) versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 5.89% #0 out of 0 | 7.33% | - R 144 |
| R10,000 | 5.90% #0 out of 0 | 7.33% | - R 143 |
| R20,000 | 6.62% #0 out of 0 | 7.33% | - R 142 |
| R100,000 | 6.68% #0 out of 0 | 7.33% | - R 650 |
| R1,000,000 | 6.92% #0 out of 0 | 7.33% | - R 4,100 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Standard Bank Notice Deposit (45-day notice).
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 5.89% | 7.33% | - -144 |
| R10,000 for 18+ | 5.90% | 7.33% | - -143 |
| R20,000 for 18+ | 6.62% | 7.33% | - -142 |
| R100,000 for 18+ | 6.68% | 7.33% | - -650 |
| R1,000,000 for 18+ | 6.92% | 7.33% | - -4,100 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Standard Bank Notice Deposit (45-day notice).
You get a 6.92% interest rate at Standard Bank Notice Deposit (45-day notice) for a R1,000,000 investment. The industry average for a savings account with a balance of R1,000,000 is 7.33%. Over one year you will earn R4,100 less in interest at Standard Bank Notice Deposit (45-day notice) compared to the average savings account.
Standard Bank Notice Deposit (60-day notice)
This table shows Standard Bank Notice Deposit (60-day notice)'s interest rates for a R10,000, R20,000, R100,000 and R1,000,000 investment in Standard Bank Notice Deposit (60-day notice) versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 5.94% #0 out of 0 | 7.29% | - R 135 |
| R10,000 | 5.95% #0 out of 0 | 7.29% | - R 134 |
| R20,000 | 6.67% #0 out of 0 | 7.29% | - R 124 |
| R100,000 | 6.78% #0 out of 0 | 7.29% | - R 512 |
| R1,000,000 | 7.22% #0 out of 0 | 7.29% | - R 725 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Standard Bank Notice Deposit (60-day notice).
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 5.94% | 7.29% | - -135 |
| R10,000 for 18+ | 5.95% | 7.29% | - -134 |
| R20,000 for 18+ | 6.67% | 7.29% | - -124 |
| R100,000 for 18+ | 6.78% | 7.29% | - -512 |
| R1,000,000 for 18+ | 7.22% | 7.29% | - -725 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Standard Bank Notice Deposit (60-day notice).
You get a 7.22% interest rate at Standard Bank Notice Deposit (60-day notice) for a R1,000,000 investment. The industry average for a savings account with a balance of R1,000,000 is 7.29%. Over one year you will earn R725 less in interest at Standard Bank Notice Deposit (60-day notice) compared to the average savings account.
Similar notice accounts from other banks
| Product | Notice period | Min Deposit | Rate |
|---|---|---|---|
| Absa Notice Select 45 Day Absa | 45-day | R0 | 0.35% - 7.9% |
| 32Day Notice Nedbank | 32-day | R0 | 5.7% - 7.55% |
| 90 Day Notice Access Bank Plc | 90-day | R0 | 6.25% - 7.5% |
| 121 Day Notice Bidvest | 121-day | R5,000 | 7.5% |
| Smart Rate Plus Notice Deposit Investec | 15-day to 120-day | R100,000 | 6.9% - 7.45% |
| 60 Day Notice Access Bank Plc | 60-day | R0 | 6.15% - 7.4% |
| 91 Day Notice Bidvest | 91-day | R5,000 | 7.4% |
| 2 Day (48hr) Notice Bidvest | 2-day | R5,000 | 3.7% - 7.35% |