Investec 7-Day Notice Deposit Review for June 2026
Introduction
The Investec 7-Day Notice Deposit is a notice account offered by Investec. Unlike savings accounts, notice accounts require you to give the bank 7-day notice before accessing your money, but in return you typically earn a better interest rate.
This page summarises interest rates offered by Investec 7-Day Notice Deposit and compares them to South Africa's notice account industry average. So you can get a good idea how the interest rates offered by Investec 7-Day Notice Deposit compare to other banks.
Investec 7-Day Notice Deposit highlights
last updated 2nd June 2026 by Walter
- The Smart Rate Plus Notice Deposit offers interest rates 6.9% - 7.45% and accepts deposits from R100,000
- The Top5 Optimiser offers interest rates 6.82% - 6.97% and accepts deposits from R100,000
- The Private Select Fund offers interest rates 6.86% and accepts deposits from R1,000,000
Investec 7-Day Notice Deposit (7-day notice)
This table shows Investec 7-Day Notice Deposit (7-day notice)'s interest rates for a R10,000 investment in Investec 7-Day Notice Deposit (7-day notice) versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 6.75% #0 out of 0 | 6.51% | + R 24 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Investec 7-Day Notice Deposit (7-day notice).
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 6.75% | 6.51% | + 24 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Investec 7-Day Notice Deposit (7-day notice).
You get a 6.75% interest rate at Investec 7-Day Notice Deposit (7-day notice) for a R10,000 investment. The industry average for a savings account with a balance of R10,000 is 6.51%. Over one year you will earn R24 more in interest at Investec 7-Day Notice Deposit (7-day notice) compared to the average savings account.
Similar notice accounts from other banks
| Product | Notice period | Min Deposit | Rate |
|---|---|---|---|
| Absa Notice Select 45 Day Absa | 45-day | R0 | 0.35% - 7.9% |
| 32Day Notice Nedbank | 32-day | R0 | 5.7% - 7.55% |
| 90 Day Notice Access Bank Plc | 90-day | R0 | 6.25% - 7.5% |
| 121 Day Notice Bidvest | 121-day | R5,000 | 7.5% |
| 60 Day Notice Access Bank Plc | 60-day | R0 | 6.15% - 7.4% |
| 91 Day Notice Bidvest | 91-day | R5,000 | 7.4% |
| 2 Day (48hr) Notice Bidvest | 2-day | R5,000 | 3.7% - 7.35% |
| 61 Day Notice Bidvest | 61-day | R5,000 | 7.35% |