SA Retail Bonds Interest Rate Review for February 2026

Last updated 15th February 2026 by Walter

Introduction

This page gives you an overview of SA Retail Bonds interest rates for February 2026. SA Retail Bonds offers:

  • Fixed deposits. The interest rate for a fixed deposit investment does not fluctuate and is instead fixed throughout your investment period.

SA Retail Bonds interest rate overview for savings, notice accounts and fixed deposits

Here is a table of interest rates available at SA Retail Bonds. It shows the type of account, deposit and interest rate you can get.

Name Deposit Nominal rate
Savings
SA Retail Bonds does not offer any savings accounts
Notice accounts
SA Retail Bonds does not offer any notice accounts
Fixed deposits
24 month
R1k
8.25%
36 month
R1k
8.5%
60 month
R1k
9.25%
Check out the full SA Retail Bonds fixed deposit review for February 2026
Fixed deposits

  • SA Retail Bonds 24 month fixed deposit currently pays an interest rate of 8.25% for balances over R1.0k
  • SA Retail Bonds 36 month fixed deposit currently pays an interest rate of 8.5% for balances over R1.0k
  • SA Retail Bonds 60 month fixed deposit currently pays an interest rate of 9.25% for balances over R1.0k

Fixed deposits typically pay better rates than savings and notice accounts. Your rate is fixed throughout the term.
PS. Check out my SA Retail Bonds fixed deposit calculator to find out how much interest you can earn compared to other banks for your investment amount.