Absa Interest Rate Review for February 2026
Introduction
This page gives you an overview of Absa interest rates for February 2026. Absa offers:
- Savings accounts. Saving accounts give you quick and easy access to your money.
- Notice accounts. You will need to give Absa notice before you get access to your money. Interest rates typically higher than your savings account.
- Fixed deposits. The interest rate for a fixed deposit investment does not fluctuate and is instead fixed throughout your investment period.
The main difference between these three options is ease of access to your money. Savings accounts will provide you with near instant access, but in return you get a lower rate of interest . Notice accounts will provide better interest rates, but you will need to give Absa notice before getting access to your money. Fixed deposits generally pay the best interest, but you commit your money for a fixed term. In case you do need to withdraw, you can still get access before your term is over but will have to pay a penalty.
Absa interest rate overview for savings, notice accounts and fixed deposits
Here is a table of interest rates available at Absa. It shows the type of account, deposit and interest rate you can get.
| Name | Deposit | Nominal rate |
| Savings | ||
R100k - 13m | 7.3 - 7.5% | |
| Notice accounts | ||
Absa 7 day notice | R1 - 10m | 0.35%- 7.15% |
Absa 15 day notice | R1 - 10m | 0.35%- 7.2% |
Absa 32 day notice | R1 - 10m | 0.35%- 7.3% |
Absa 45 day notice | R1 - 10m | 0.35%- 7.9% |
| Fixed deposits | ||
3 month | R1k | 7.3%- 7.45% |
24 month | R1k | 7.55%- 7.6% |
12 month | R1k | 7.55%- 7.6% |
6 month | R1k | 7.65%- 7.7% |
36 month | R1k | 7.75%- 7.95% |
60 month | R1k | 8.25%- 8.3% |
Check out the full Absa fixed deposit review for February 2026 | ||
Absa offers one types of savings accounts.
Absa offers four types of notice accounts.