Absa Interest Rate Review for April 2026
Introduction
This page gives you an overview of Absa interest rates for April 2026. Absa offers:
- Savings accounts. Saving accounts give you quick and easy access to your money.
- Notice accounts. You will need to give Absa notice before you get access to your money. Interest rates typically higher than your savings account.
- Fixed deposits. The interest rate for a fixed deposit investment does not fluctuate and is instead fixed throughout your investment period.
The main difference between these three options is ease of access to your money. Savings accounts will provide you with near instant access, but in return you get a lower rate of interest. Notice accounts will provide better interest rates, but you will need to give Absa notice before getting access to your money. Fixed deposits generally pay the best interest, but you commit your money for a fixed term. In case you do need to withdraw, you can still get access before your term is over but will have to pay a penalty.
Absa interest rate chart
This chart shows every Absa product on this overview page. Each bar shows the nominal interest-rate range for that account, colour-coded by savings, notice and fixed-deposit products.
Absa interest rate overview
Here is a table of interest rates available at Absa. It shows the type of account, deposit and interest rate you can get.
| Name | Deposit | Nominal rate |
| Savings | ||
| Absa Tax Free Savings Account | R0 - 250k | 0.35% - 7.40% |
| Absa Cash Invest Tracker | R100k - 13m | 7.05% - 7.25% |
| Notice accounts | ||
| Notice Select 45 Day | R0 - 10m | 0.35% - 7.65% |
| Notice Select 32 Day | R0 - 10m | 0.35% - 6.95% |
| Notice Select 15 Day | R0 - 10m | 0.35% - 6.85% |
| Notice Select 7 Day | R0 - 10m | 0.35% - 6.60% |
| Fixed deposits | ||
| Absa Dynamic Senior Fixed Deposit | R1k - 1m | 6.30% - 8.15% |
| Absa Dynamic Fixed Deposit | R1k - 1m | 6.20% - 8.05% |
| Absa Senior Digital Bonus Fixed Deposit | R1k - 100k | 6.00% - 7.35% |
| Absa Standard Digital Bonus Fixed Deposit | R1k - 100k | 5.90% - 7.25% |
| Absa Tax Free Fixed Deposit | R30k | 7.01% |
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Check out the full
Absa fixed deposit review for April 2026
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Savings accounts
Absa offers two types of savings accounts.
Min deposit R0. Highest rate of 7.40% for balances over R250,000.
Min deposit R100,000. Highest rate of 7.25% for balances over R12,500,001.
Notice accounts
Absa offers four types of notice accounts.
Requires 45 days' notice. Pays interest from 0.35% up to 7.65% for balances from R0 to over R10,000,000.
Requires 32 days' notice. Pays interest from 0.35% up to 6.95% for balances from R0 to over R10,000,000.
Requires 15 days' notice. Pays interest from 0.35% up to 6.85% for balances from R0 to over R10,000,000.
Requires 7 days' notice. Pays interest from 0.35% up to 6.60% for balances from R0 to over R10,000,000.
Fixed deposits
Absa offers five fixed deposit products.
Min deposit R1,000. Up to 8.15% for deposits over R1,000,000.
Min deposit R1,000. Up to 8.05% for deposits over R1,000,000.
Min deposit R1,000. Up to 7.35% for deposits over R100,000.
Min deposit R1,000. Up to 7.25% for deposits over R100,000.
Min deposit R30,000.